First Choice Home Loan

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Our First Choice Home Loan offers a low discounted variable rate for the first 12 months so you can enjoy lower repayments and benefit from the money saved. At the end of the 12 months your interest rate reverts to our standard variable rate.

You also have the flexibility to split your First Choice Home Loan into partly fixed and variable portions, variable or fixed for 1-5 years. (Discount only available only on one split portion.)

Flexibility to split your loan; part variable & part fixed for 1-5 years.

Linked to Mortgage Saver Offset account with Visa Card Access.

If loan amount is over $250,000 application fee can be waived.

Flexibility of weekly, fortnightly or monthly repayments to suit your situations.

Make extra repayment at any time.

Low cost loan repayment protection insurance is available.

Home Loan Interest Rates:

Product Type	Annual % Rate	Comparison Rate*
Benchmark Standard Variable	6.48% pa	6.53% pa
Home Equity Loan	6.48% pa	6.53% pa
1 Year Introductory Rate	5.48% pa	6.53% pa
1 Year Fixed Rate	6.39% pa	6.52% pa
2 Year Fixed Rate	7.09% pa	6.65% pa
3 Year Fixed Rate	7.49% pa	6.82% pa
4 Year Fixed Rate	7.89% pa	7.06% pa
5 Year Fixed Rate	7.99% pa	7.21% pa
Bridging Loan	6.48% pa	6.52% pa

Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

*Comparison rate based on a $200,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.
+ New Loans Only. No refinancing of existing SGE mortgages available.
Minimum redraw amount of $100 and $20 service fee applies.

Apply Now!
	Apply Online
	Call 1300 364 400
	Find a Service Centre
	Organise a visit with one of our mobile lending officers
	Print an application


SGE also provides me:
	Home & Contents insurance
	Landlord's insurance

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