Fixed Rate Home Loan

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SGE’s Fixed Rate Home Loan is a good way to insure you against a climbing interest rate. Also it provides you with certainty; you know your repayments won’t change during the period of time the loan has been fixed. SGE offers members the option of fixing their home loan rate for 1-5 years.

Protects you against rising interest rates.

Enables you to budget for the future.

Flexibility of weekly, fortnightly or monthly repayments for Principal & Interest Loans.

Make extra repayments of up to 5% of loan balance per annum.

Home Loan Interest Rates:

Product Type	Annual % Rate	Comparison Rate*
Benchmark Standard Variable	6.69% pa	6.74% pa
Home Equity Loan	6.69% pa	6.74% pa
1 Year Fixed Rate	7.19% pa	6.79% pa
2 Year Fixed Rate	7.19% pa	6.84% pa
3 Year Fixed Rate	7.19% pa	6.88% pa
4 Year Fixed Rate	7.19% pa	6.93% pa
5 Year Fixed Rate	7.19% pa	6.96% pa
Bridging Loan	6.69% pa	6.73% pa

Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

*Comparison rate based on a $200,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.

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SGE also provides me:
	Home & Contents insurance
	Landlord's insurance

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