Get ahead Start Home Loan

back to home :: loans :: home loan solutions :: get ahead start

With SGE’s Get Ahead Start Home Loan you can borrow up to 100% of the purchase price of your new property, plus additional funds to cover the costs associated with buying, such as legal costs and Stamp Duty. All you need is a family member (usually parent) to offer a suitable security property as part of the home loan, and you would save money on lenders mortgage insurance payments.

Borrow up to 100% of the purchase price of the property, plus additional associated cost.

Reduce or avoid paying mortgage insurance.

Available for both investors & owner-occupiers.

Your Guarantor can be released from the guarantee^ earlier than would normally occur.

^ Provided the borrowers are not in default and we would not require Lender’s Mortgage Insurance on the then outstanding loan balance under our credit union policy.

Home Loan Interest Rates:

Product Type	Annual % Rate	Comparison Rate*
Benchmark Standard Variable	6.48% pa	6.53% pa
Home Equity Loan	6.48% pa	6.53% pa
1 Year Introductory Rate	5.48% pa	6.53% pa
1 Year Fixed Rate	6.39% pa	6.52% pa
2 Year Fixed Rate	7.09% pa	6.65% pa
3 Year Fixed Rate	7.49% pa	6.82% pa
4 Year Fixed Rate	7.89% pa	7.06% pa
5 Year Fixed Rate	7.99% pa	7.21% pa
Bridging Loan	6.48% pa	6.52% pa

Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

*Comparison rate based on a $200,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.
+ New Loans Only. No refinancing of existing SGE mortgages available.
Minimum redraw amount of $100 and $20 service fee applies.

Apply Now!
	Apply Online
	Call 1300 364 400
	Find a Service Centre
	Organise a visit with one of our mobile lending officers
	Print an application


SGE also provides me:
	Home & Contents insurance
	Landlord's insurance

Dispute Resolution :: Privacy Policy :: Disclosure Documents :: Terms & Conditions :: Forms & Applications