Home Equity

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If you are already living in your own home, your property’s value may have increased thousands of dollars since it was purchased. You can use this equity in your home for a credit limit and then use those funds, anytime you like.

Entire salary can be credited into this loan reducing the interest.

No monthly account keeping fees.

Line of credit can be topped up to approved limit at any time.

Term of Loan 25 years only.

Minimum loan is $20,000.

Loan applications can be made in person, by mail, by fax or over the phone and are usually processed within 24 hours.

Home Loan Interest Rates:

Product Type	Annual % Rate	Comparison Rate*
Benchmark Standard Variable	6.69% pa	6.74% pa
Home Equity Loan	6.69% pa	6.74% pa
1 Year Fixed Rate	7.19% pa	6.79% pa
2 Year Fixed Rate	7.19% pa	6.84% pa
3 Year Fixed Rate	7.19% pa	6.88% pa
4 Year Fixed Rate	7.19% pa	6.93% pa
5 Year Fixed Rate	7.19% pa	6.96% pa
Bridging Loan	6.69% pa	6.73% pa

Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

*Comparison rate based on a $200,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.

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	Call 1300 364 400
	Find a Service Centre
	Organise a visit with one of our mobile lending officers
	Print an application
	Apply Online

SGE also provides me:
	Home & Contents insurance
	Landlord's insurance

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