logo home | about SGE | affinity partners | links | rates | sitemap | contact us  
   
Easy BankingAccountsCardsLoansSolutionsProtectionPlanningServices
 
calculators for me
 
 
personal loans
home loans
investment loans
interest rates
fees & charges
 
  back to home :: loans :: fees & charges
 
 

The fees and charges listed below are correct as at 18 November 2008. Any changes to these fees and charges will be communicated to you in a timely manner as detailed in our Terms and Conditions.

 
Loan establishment fees
New borrowing and top ups:
Charges
Overdrafts & credit card limit - new & top-up
$50.00
Personal Loans - new $100.00
Personal Loans - top-up $50.00
Mortgage Secured Loan - new
(loans under $250K)
$300.00
Mortgage Secured Loan - top-up
(loans under $250K)
$150.00
Mortgage - Secured Overdraft - top-up
(no longer available)
$150.00
Second Mortgage - new $300.00
Second Mortgage - top-up $150.00
Bridging Loan $500.00
Retirees Access Loan Application $500.00
Rate lock fee $250.00
Discount Guarantee fee $250.00 p.a.
Commercial loan - mortgage secured $500.00 +3rd party costs
Commercial loan - other $500.00 +3rd party costs
Commercial loan - annual fee $250.00
Commercial loan - yearly review $250.00 + costs

Monthly Account Keeping Fee:

Charges

All Loans

Nil
Redraw Fees: Charges
Personal Loans $15.00
Mortgage Loans $20.00
 
Other Fees (applicable to all members):
Transfer Fee: Charges
Mortgages - transfer from one mortgage type to another $200.00
Consent to second mortgage (where credit union holds first mortgage) $300.00
Legal Fees Cost
Production of deeds Cost
Land title office registration Cost
Stamp Duty on Security Cost
Mortgage Preparation Cost
Discharge administration costs

$350.00

Discharge fee

$600.00
Early Repayment Fee
(repayment of loan within 5 years
):
Charges
Discounted Rate Loans 0.7% of loan balance
Standard Rate Loans 0.2% of loan balance
Fixed Rate Loans Charges
Break Cost

Amount is equal to the Credit Union’s estimate of loss due to breaking of fixed rate period. This would be advised at time of discharge.

Search fee $20.00
Mortgage upstamp fee Cost
Bank Cheque fee (for loan settlement per cheque) $30.00
Valuation fee Cost
Lender mortgage insurance (if required) Cost
Bill of Sale $20.00
Bill of Sale - stamp duty Cost
Extension of BOS $5.00
Arrears Fees Charges
1st reminder letter $15.00
2nd reminder letter $25.00
Letter of demand $50.00
 
Download copy of Fees & Charges Brochure by clicking here
top
Dispute Resolution :: Privacy Policy :: Disclosure Documents :: Terms & Conditions :: Forms & Applications
Copyright © 2007 SGE Credit Union Limited. ABN: 72 087 650 637 :: AFSL: 238311 :: BSB: 802 035
login register