Your Loan Your Choice

Shopping around for a home loan? Want a better deal for your existing loan? Look no further. SGE has two special home loan offers.

Designed to provide you with maximum flexibility, SGE’s special one year introductory rate of just 4.69% paˇ and 3 year fixed rate of just 6.89% paˇ offers members a variety of options to choose from.
These special offers will suit any homebuyer - from first homeowners to property investors - and there are a variety of other interest rate options to choose from.

Members can choose a one year special introductory offer,
3 year fixed rate or can even choose a split loan option. When it comes to home loans, SGE can give you the flexibility to tailor your mortgage to your individual requirements. If your particular requirement is to keep a tight rein on your finances, SGE’s 3 Year Fixed Home Loan will prove especially attractive.

Put simply, a fixed rate home loan is where you agree to pay a fixed rate of interest for a set period of time (usually between one to five years). At the end of this period the loan can either be ‘fixed’ again at the current market rate, which goes up and down according to local and global financial markets or transferred to a variable rate.
The Choice is Yours!

Flexibility with SGE's
Split Loan Split home loans offer security from potential rate rises by allowing you to take part of the loan as a variable rate and the other as a fixed rate. While each part of the loan is treated separately when the loan contract is drawn up, the overall loan amount is still considered your “total”. You may decide to fix 50% of your loan and leave 50% at the variable rate or fix 25% or even 75% - the choice is yours.