Standard Variable Home Loan

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Standard Variable Home Loan is traditionally the most flexible home loan, which has an interest rate that rises and falls in line with market trends. It may also be possible to incorporate an loyalty standard rate with this type of loan.

You can borrow up to 100% of the value of your property.

No early repayments fees however there is an early repayment fee if the loan repaid with the first 5 years of 0.2% of loan balance.

Redraw facility available (minimum redraw of $100 applies).

Make extra repayment at any time.

Low cost loan repayment protection insurance is available.

Access additional funds via Internet & Phone Banking.

Flexibility of weekly, fortnightly or monthly repayments to suit your situations.

Home Loan Interest Rates:

Product Type	Annual % Rate	Comparison Rate*
Benchmark Standard Variable	6.69% pa	6.74% pa
Home Equity Loan	6.69% pa	6.74% pa
1 Year Fixed Rate	7.19% pa	6.79% pa
2 Year Fixed Rate	7.19% pa	6.84% pa
3 Year Fixed Rate	7.19% pa	6.88% pa
4 Year Fixed Rate	7.19% pa	6.93% pa
5 Year Fixed Rate	7.19% pa	6.96% pa
Bridging Loan	6.69% pa	6.73% pa

Warning:
This comparison rate applies to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

*Comparison rate based on a $200,000 loan over 25 years. Based on monthly repayments. Loan secured by mortgage.

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	Home & Contents insurance
	Landlord's insurance

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