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back to home :: protection :: lanlord's insurance
 


Protecting your investment property and income
How do you best protect a property you own, but don’t live in? Choosing the occupants carefully helps, but even with model tenants, there’s no guarantee they’ll take care of things to the standard you’d like.

As a landlord, you need to reduce your vulnerability to vandalism, malicious damage, and theft. Not to mention lost rental income, should your property become unlivable because of major damage.

 

 

You also need protection from those unlikely, but still possible, risks like fire, lightning and storm damage, falling trees and other unforeseen catastrophes.

With SGE Credit Union Landlord’s Insurance, you have peace of mind that you’ll be covered if you property is damaged or destroyed by specific events as set out in the policy wording.

 
 

Competitive, convenient cover backed by QBE 
Landlord’s Insurance is one of a comprehensive range of insurance solutions SGE Credit Union offers through our association with QBE Insurance.

Founded in 1886, QBE is one of Australia’s leading insurers. It’s because of QBE’s experience, security and strength – as well as its prompt, efficient and friendly claims service that we’ve made it our exclusive insurance provider.

This partnership enables us to deliver SGE Credit Union member’s quality and value in insurance products, with the added convenience of having everything under the same roof.

 
 

Core Cover

Landlords insurance core defined events

Fire
Explosion
Lightening or thunderbolt
Earthquake
Theft
Vandalism
Water or other liquid
Collision
Falling tree, branch or aerial
Damage by animals
Riot
Storm, Rain or Flash Flood
Accidental Glass Breakage
 
 
Summary of Benefits  
 
Benefit/Optional Extra Cover
Burning out of electrical motors (fusion)
Cover for loss of rent should your tenants be unable to live in the home as a result of damage caused by a defined event
Legal Liability $30 Million
Essential temporary repair's
Optional Cover for items such as carpets, curtains, fixtures and fittings

Accidental Damage Option
Optional cover for theft and/or vandalism by tenants
 
 
A range of ways to save

With SGE Credit Union, there are various ways to enjoy substantial discounts on your premium.

Security discounts
The more secure your property is – through standard door locks and deadlocks, window locks, and either local or monitored alarms – the less you pay.

Household no claim bonus
If you don’t claim, you will be rewarded, with a discount of up to 30% applying if there are no claims in the past 3 years.

A choice of Excess
Your excess is the initial amount you have to pay yourself if you make a claim, and we offer options of $100, $300 and $500. The higher the excess you choose, the lower the premium you’ll pay.

 
 
Easy to arrange, simple to claim

The convenience of having Landlord’s Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, SGE ensures things are as straightforward as possible.

You can apply online, by phone, or at the branch. Flexible payment options include fortnightly, monthly or annual direct debit, and cash, cheque or credit card payments (excluding American Express).

If you do need to make a claim, we won’t make you wade through paperwork. QBE have a 24-hour emergency claims number, and in most cases, you need just provide details over the phone.

Brochure: To apply, or find out more about this and other insurance solutions, talk to your local SGE branch, visit www.sgecu.com.au or call us on 1300 364 400.

Web: To apply click here
 
 To retrieve a saved quote, click here.

 
To download a copy of the landlord's insurance pds, click here.
 
 

Checklist for applying

You’ll need this information to obtain a quote:

Postcode and suburb of the property to be insured
Construction type and age of the property
Amount you wish to insure the property for
Details of any previous claims lodged
 
 

Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives and financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at all SGE Credit Union branches to decide if a product is right for you

Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.
 
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