fees & charges

SGE Credit Union has a simplified and streamlined fees and charges structure.

We don't want our members to pay more than absolutely necessary for financial services. If you do find yourself incurring excess charges, call SGE Direct and we will be happy to analyse which services and products you are using and suggest ways for you to minimise, or avoid fees as much as possible.

Simple tips on how to avoid fees:


  • Be aware of your transaction habits. Try to avoid making numerous ATM and EFTPOS withdrawals.

  • Use either internet banking or our 24-hour Moneyline service (phone banking) to check your account balances. Both are absolutely free.

  • Many bills and other regular payments can be made by direct debit or made by periodical payments. These transactions are also free.

  • Arrange for regular payments - such as rent to be paid automatically via periodical payment.

  • Apply for a SGE VISA Debit Card. When paying for goods or services via EFTPOS using your SGE VISA Debit Card, choose the 'credit' option rather than the 'saving' option.(Transactions using the 'credit' button on VISA Debit Cards are FREE of charge).

To find out more contact SGE Direct on 1300 364 400 or visit one of our Service Centres.

View our Fees and Charges brochure

View our Fees and Charges explained brochure

Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.