At a typical bank, revenue generated from customers is returned to shareholders, in the way of dividends. SGE Credit Union is owned by our customers, who are members and each own an equal share of the Credit Union. That means, any profits are returned directly to everyone in the form of more competitive products and services. It’s a no-cost benefit to you that provides a low-cost alternative to the big banks. And in good economic times or bad, that’s a benefit everyone can feel good about.
 
Membership at SGE, can help you add real value to the financial well being of you and your family. We will work with you to help you access our value-adding products and services. Credit Union membership is good for life and won’t expire no matter what changes occur at home or in the workplace.
Because we exist for the sole benefit of our members/owners and not anonymous stakeholders, you may notice some other less tangible, yet equally as important benefits.

For example, it’s no secret that some banks charge for phone calls or simply stepping inside the branch. Not so at SGE Credit Union, where exceptional service is designed to exceed member expectations at every point of contact; from fee free 24-hour online banking and hundreds of ATMs to website access anywhere in the world. Sophisticated as any bank, SGE Credit Union is uniquely poised to meet the demands of today’s savvy financial consumer. SGE Credit Union membership offers some key advantages and benefits. Some of the reasons for you to refer your family and friends to SGE;
 

We provide the complete financial solution regardless of your stage in life.
 

We have product packages designed to help those just "Getting Started" or for those looking for "Financial Freedom" or for those looking towards their "Golden Years".
 

Our service is the key. We take pride in offering you personalised service. Let us sit down together and work through a "Financial Health Check" to see what your options might be.
 

Our products and services are equal to and in many cases better than those of the big banks.

You are a member and part owner of the credit union and belong to an organisation who's philosophy is linked to looking after your financial well being.
 
As we mentioned earlier, there are many rewards of being a member of SGE. One of these rewards includes the chance for you to win $500 savings account when you refer a friend to SGE Credit Union.
To celebrate the benefits and savings you can have, SGE is giving one lucky member the chance to win $500 when they refer a friend or family member to SGE. Create a buzz with your friends and family, and be rewarded!